Bradbury Creek,
the honest read.
D.R. Horton in Haines City with no CDD fees — one of the clearest examples of the Polk County arbitrage against CDD-heavy Orange County communities.
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Figures as of September 2026 and subject to change without notice. Verify pricing and incentives with the builder and assessments with Polk County property records for the specific parcel.
The honest read
The headline here is the absence of a line item. Bradbury Creek is marketed with no CDD fees, and in a metro where CDD assessments commonly run $100 to $300 a month, removing that line changes the monthly payment more than a modest difference in purchase price does. Two homes at identical prices — one with a CDD, one without — are not the same transaction.
The site itself is arranged around open space, ponds and conservation area on the edge of Haines City, with a conventional amenity package of pool, cabana, tot lot and walking paths. Access runs to US-17 and US-27, with I-4 reachable for the Orlando commute. The recreation base in this part of Polk is genuine — the lakes are not decorative.
The trade is honest and worth stating plainly: this is a longer drive to Orlando employment than any Orange County option, and Polk County appreciation has historically been less aggressive than the Horizon West corridor. What you are buying is a lower total monthly cost today. Whether that beats a shorter commute and a stronger appreciation curve depends on your horizon, not on which page you read it on.
HOA, CDD and the
true monthly cost.
No CDD is the structural advantage here. Against a Horizon West community carrying $150 to $300 a month in CDD assessment, that absence is worth roughly $30,000 to $60,000 of borrowing capacity at prevailing rates — the comparison we run before you decide between counties.
A figure marked Verify has not been confirmed against the builder or the Polk County roll. It is shown as unverified rather than estimated, and must not be relied on as fact.
An estimate for comparison only, not a loan estimate, quote or commitment to lend. It excludes PMI, closing costs and any special assessment. Figures recorded as “Verify” are not included until you enter a confirmed number.
What the reference records for this community
Homes for sale in Bradbury Creek
Active listings in Bradbury Creek, on our BoldTrail search. Listing data is provided by the listing brokerage and is subject to change.
Search homes ↗Bradbury Creek questions
Does Bradbury Creek really have no CDD?
It is marketed as having no CDD fees, which is one of its principal selling points. We still confirm the absence on the Polk County tax roll for the specific parcel before you go under contract — a marketing claim and a county record are different kinds of evidence, and only one of them binds.
How much is a CDD actually worth avoiding?
In Central Florida, CDD assessments commonly run $100 to $300 or more per month. Removing a $200 monthly assessment frees roughly that much of your qualifying payment, which at prevailing rates translates into tens of thousands of dollars of additional purchase price you could carry instead.
What is the commute to Orlando like?
It runs through US-27 and I-4 and is longer than any Orange County alternative. That is the substance of the trade: you are exchanging drive time for a lower monthly cost. Drive the route at your real departure hour before you decide the exchange is acceptable.
Will a Polk County home appreciate like a Horizon West home?
Historically Polk County has not appreciated at the rate of the Horizon West corridor, and it would be dishonest to imply otherwise. The counterargument is that you are carrying a lower monthly cost throughout ownership. Which matters more depends on how long you intend to hold — a genuine question we work through rather than an answer we assume.
Compare nearby
| Community | Builder | Note | Guide |
|---|---|---|---|
| Liberty Trace | DRB Homes | No CDD · Haines City | Index → |
| Marion Creek | Taylor Morrison · Ryan | No CDD · Haines City | Index → |
| Geneva Landings | Highland Homes | No CDD · from low $300s | Read guide → |
| Harmony West | Verify | St. Cloud, from ~$350,000 | Read guide → |
Also worth reading: do you need your own agent for a new build, CDD fees explained, negotiating builder incentives, and this week’s Central Florida market update.
Get the current incentive
before you tour.
Consent is not a condition of purchase; message and data rates may apply; reply STOP to opt out.