Osceola County

St. Cloud
new construction.

Osceola County's growth edge along Narcoossee and Lake Nona, doing what Horizon West did a decade ago — at prices below Orange County for comparable square footage.

20
Communities tracked

In the St. Cloud corridor.

4
Published guides

Written up in full, with fees verified where possible.

Verify per community
HOA range

Across the communities we track here.

Verify per parcel on the Osceola County roll
CDD

Assessments sit on the tax bill, not the HOA statement.

St. Cloud is absorbing Osceola's growth along the Narcoossee and Lake Nona edges at prices below Orange County for comparable square footage. Sunbridge is the headline: a 24,000-acre Tavistock master plan whose amenity program is dated 2027, which means part of what you are buying is scheduled rather than built.

Several St. Cloud communities are containers rather than single subdivisions. Crossprairie spans Palmeras, Havenfield and townhome collections under different builders with different included-features lists, so the fee stack is not uniform across the master plan. The multi-builder structure is simultaneously your leverage and your homework.

At the corridor's entry price points — Harmony West has been marketed from roughly the mid $350,000s — the assessment stack is a larger share of the payment than it is at the top of the market. HOA plus any CDD plus Florida insurance deserves to be totalled against the specific home rather than quoted as a corridor average.

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Every St. Cloud community we track

CommunityBuilderCDDFromRead / search
SunbridgeTavistock master planVerifyVerifyGuide →
Weslyn Park at SunbridgeToll Brothers + othersVerifyVerifyGuide →
The Waters at Center Lake RanchVerifyVerify$460,000Search homes
CrossprairieJones Homes · MeritageVerifyVerifyGuide →
Palmeras at CrossprairieDavid Weekley HomesVerifyVerifySearch area
Havenfield at CrossprairieJones Homes USAVerifyVerifySearch area
Buena LagoD.R. HortonVerifyVerifySearch homes
Harmony WestVerifyVerify$350,000Guide →
Waterside at HarmonyMeritage HomesVerifyVerifySearch area
HarmonyLennarVerifyVerifySearch homes
WaterlinVerifyVerifyVerifySearch area
Terra HavenVerifyVerifyVerifySearch area
Gardens at Lancaster ParkVerifyVerifyVerifySearch homes
The CrossingsVerifyVerifyVerifySearch area
Twin LakesVerifyVerifyVerifySearch homes
Reserve at Twin LakesVerifyVerifyVerifySearch area
Split Oak ReserveVerifyVerifyVerifySearch homes
Del Webb SunbridgeDel Webb (55+)VerifyVerifySearch homes
Hanover LakesVerifyVerifyVerifySearch homes
Live Oak LakeVerifyVerifyVerifySearch homes

St. Cloud questions

Does Sunbridge have a CDD?

Verify the assessment per parcel on the Osceola County tax roll. Large master-planned communities in this corridor are commonly financed in part through Community Development District bonds repaid by annual assessment, and the amount is set per parcel.

How much are new homes in St. Cloud?

Among the communities we track, Harmony West has been marketed from roughly the mid $350,000s and The Waters at Center Lake Ranch from roughly $460,000 as of September 2026. Sunbridge pricing varies widely by builder within the master plan. Confirm current figures with each builder.

What is Crossprairie?

Crossprairie is a St. Cloud master plan containing several separate builder neighbourhoods, including Palmeras by David Weekley and Havenfield by Jones Homes USA, alongside townhome collections. Builders, included-features lists and fees differ by neighbourhood, so verify for the specific parcel rather than the master plan.

Is St. Cloud cheaper than Horizon West?

Generally yes on price per square foot. The trade is distance from Orlando's core employment centres, and Osceola County millage and assessments still need to be run before concluding it is cheaper monthly.

When will Sunbridge amenities be finished?

Amenity delivery in the Sunbridge master plan has been dated 2027 in builder materials. Treat any amenity that is not built as scheduled rather than existing, and get the delivery language in writing before you contract on it.

Other corridors

Buying

Representation costs
you nothing.

Selling

Priced against builders,
not just resales.

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